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Archive for May, 2008

How does the interest on my credit cards get lowered?

Icon Written by admin on May 31, 2008 – 3:13 pm

I was just wondering how interest rates get lowered on credit cards? Why do some people have lower interest rates, and some have higher? I understand the whole difference between credit scores and that some people have better credit than others. But I know that every single person with a low interest rate on credit [...]



Please recommend a safe software that I can use to track my personal finances?

Icon Written by admin on May 26, 2008 – 7:02 am

I need to track my finances, want to track how I spend my income. Please recommend a safe software I can use.By: i_squeezeAbout the Author:

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What kind of loan can I get to consolidate private student loans?

Icon Written by admin on May 13, 2008 – 4:39 am

I have $100,000 in private student loans from two lenders. The interest rate is over 10%. Is there a way to get another loan to pay this off at a lower interest rate? What kind of debt consolidation program should I consult? Most student loan companies only deal with Federal loans [...]



How can one use their credit cards to invest without the investment qualifying as a cash advance?

Icon Written by admin on May 7, 2008 – 5:52 pm

Everybody knows using a credit card at the ATM or bank will qualify the transaction as a cash advance and cash advances carry a rather high rate. However today I heard a bit on the news;how to make money off of the credit card companies rather than them making it off of you. It featured [...]



Debt consolidation?

Icon Written by admin on May 1, 2008 – 2:55 pm

I have about $6,500 worth of debt, my income after taxes is about 21,000 a year. Most of my creditors have closed my accounts (all of my credit is maxed out). I recently got my FICO score and it is 529 (very, very poor). I have called some companies that specalize in debt consolidation and [...]